Pay4Bay reserves the right to update, change or modify this policy at any time. The policy shall come to effect from the date of such update, change or modification.
We are free to offer our services to any client/prospective client without restriction.
All amended terms automatically take effect 30 days after they are initially posted on the site that's why we encourage you to periodically review this page for the latest information on privacy practices at Pay4Bay.
The Pay4Bay Community and Internet Users
You are identified on Pay4Bay by your Nickname and User ID, other people can see items you are bidding on, have won or purchased in the past, have sold in the past, items you are currently selling, your ratings and comments received from other users and ratings and comments you have left to other users, your posts in the forums and so on. Your email address and contact information is available to your trading partners (members you have completed a transaction with).
Please Note: members you have completed a transaction with can request to exchange contact details with you (name, address and phone numbers).
Pay4Bay will disclose any information about you only when we believe release is appropriate to comply with law; enforce or apply our User Agreement; or protect intellectual property and other rights, property, or safety of Pay4Bay, our users, or others. Pay4Bay cooperates with law enforcement and government officials and other third parties and we can (and you authorise us to) disclose any information about you as we, in our sole discretion, believe appropriate to assist with investigations into fraud, intellectual property infringements, privacy or any other illegal activity or activity that may expose Pay4Bay to legal liability.
Although Pay4Bay adheres to industry standard practices to ensure your personal information is protected, due to technical limitations, we cannot and do not guarantee that your personal information will remain private as third parties may unlawfully intercept or access private communications and transmissions.
We displays targeted advertisements based on personal interest and information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click on targeted ads meet the targeting criteria.
We do not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
Our advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).
We work with vendors, partners, advertisers, and other service providers in different industries.
Some Pay4Bay advertisers may request information directly from users, or link to sites that do so. Pay4Bay has no control over advertisers' privacy policies and encourages users to review such policies prior to submitting any personal information to them.
Pay4Bay contains non-advertising links to a variety of third party sites to enhance the member experience. Pay4Bay has no control of either the content or privacy policies of such sites, nor should such links be considered an endorsement of these sites except where otherwise noted.
If your personal information will be used contrary to this policy, you will receive prior notice
Some of our Web pages utilize "cookies" and other tracking technologies. Most browsers allow you to control cookies, including whether or not to accept them and how to remove them.
Pay4Bay mostly uses "session" cookies, which are removed from your computer once you leave Pay4Bay. However, Pay4Bay also uses persistent cookies to personalise the user experience, to help protect our members and to provide us with research information (such as how often members visit Pay4Bay each month). Persistent cookies allow us to track users on Pay4Bay and help us identify users abusing the Pay4Bay services.
We use additional information to do internal research on our users' demographics, interests, and behaviour to better understand and serve you and our community. This information may include the URL that you just came from (whether this URL is on our site or not), which URL you next go to (whether this URL is on our site or not), what browser you are using, and your IP address.
You may set browsers to notify you if you receive a cookie, or you may choose to block cookies with your browser, but please note that if you choose to erase or block your cookies, you will need to re-enter your original user ID and password to gain access to certain parts of the website.
We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data.
We restrict access to your personally identifying information to employees who need to know that information in order to operate, develop or improve our services.
Pay4Bay provides you cPanel link in which you can update your personal information, including changing your email address, password, Cross Country Code, address and phone number, etc. You must ensure your personal information is kept up to date and is accurate. Pay4Bay will store your previous personal information to prevent fraud, resolve disputes, assist with any investigations and enforce our User Agreement and legal requirements.
Upon your request we will deactivate your account, however your personal information not removed from our databases due to technical constraints. Therefore you should not expect that your personal information is removed. To close your account, please go to MyPay4Bay cPanel link. For more information, please see the help pages for each service.
We protect your credit card information during transmission by using Secure Sockets Layer (SSL) software, which encrypts the information you input. Your credit card details are not stored on Pay4Bay servers. Credit card payments are processed by a third party payment gateway company unless you use our Escrow services.
Once a credit card transaction has been completed, all credit card data moved off-line only to ensure that the data/credit card information received is not accessible to anyone after completion of the on-line transaction and to ensure the maximum security. We uses the maximum care as much as possible to ensure that all or any data or information in respect of electronic transfer of money does not fall in the wrong hands.
We shall not be liable for any loss or damage sustained by reason of any disclosure (inadvertent or otherwise) of any information concerning the user's account and / or information relating to or regarding online transactions using credit cards / debit cards and / or their verification process and particulars nor for any error, omission or inaccuracy with respect to any information so disclosed and used whether or not in pursuance of a legal process or otherwise.
We do not tolerate spam. To report Pay4Bay Ltd related spam or spoof emails to us, please forward the email to firstname.lastname@example.org or email@example.com. You may not use our communication tools to send spam or otherwise send content that would violate our User Agreement. We automatically scan and may manually filter messages to check for spam, viruses, phishing attacks and other malicious activity or illegal or prohibited content, but we do not permanently store messages sent through these tools. We do not rent or sell these email addresses.
What is "phishing"?
"Phishing" is one of the most common types of email fraud that takes place when a perpetrator sends a phony email message that appears to come from a legitimate company, in an attempt to obtain personal and/or financial information. A typical phishing email will direct recipients to click on a link that re-directs them to a phony website that looks like the real website. Once on the phony site, the email recipient is asked to disclose personal information (e.g., a credit card number or account information) that is later used to commit fraud. Sometimes a phishing email will ask the recipient to email back various personal details or can also have attachments which may contain potential email viruses.
What do I do if I receive a suspicious email from Pay4Bay.com that I believe might be an email scam?
If you receive an email claiming to be from Pay4Bay.com that you believe to be fraudulent, do not respond and do not click on any links or open attachments contained within the email. Notify Pay4Bay through firstname.lastname@example.org. Note that if the email is deleted without clicking on any links, there is absolutely no risk to your Pay4Bay account.
Pay4Bay use email as an essential means of communication with our members. For example, email is used to enable you to login for your Pay4Bay account, Email Alerts or Notification, or to take advantage of promotional offers or enter contests. As a result, it is important for members to be extremely cautious if they receive a suspicious email from either company. An example of a suspicious email would be a account creation, listing or bidding confirmation etc email when you haven't made a listing or any activity with in a few minutes on receipt of email.
Important tips to protect yourself from phishing emails:
If you want to change your personal information or have a complaint or concern about your privacy on our Pay4Bay Worldwide website please contact us at email@example.com